:root{--navy:#0b2a4a;--navy2:#123d66;--green:#5a9a2f;--green2:#3f7a1c;--bg:#f5f7fa;--ink:#1b2430;--mut:#5d6b7a;--line:#dde3ea;--red:#c0392b;--amber:#b7791f;--r:12px}
*{box-sizing:border-box}html,body{margin:0}body{font:16px/1.5 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--navy2)}img{max-width:100%}
.concept{background:#fff4cc;color:#5c4400;font-size:13px;text-align:center;padding:6px 10px;border-bottom:1px solid #f0d77a}
header.top{background:var(--navy);color:#fff}header.top .in{max-width:1180px;margin:auto;display:flex;align-items:center;gap:22px;padding:14px 18px;flex-wrap:wrap}
.wm{font-weight:800;font-size:22px;letter-spacing:.5px;color:#fff;text-decoration:none}.wm span{color:#9fd36b}.wm small{font-weight:500;font-size:11px;opacity:.75;margin-left:6px;letter-spacing:0}
nav.main{display:flex;gap:16px;flex-wrap:wrap;flex:1}nav.main a{color:#dfe8f2;text-decoration:none;font-weight:500}nav.main a:hover{color:#fff}
.btn{display:inline-block;border:0;border-radius:10px;padding:10px 16px;font-weight:600;cursor:pointer;text-decoration:none;font-size:15px;background:var(--green);color:#fff}.btn:hover{background:var(--green2)}
.btn.ghost{background:transparent;border:1px solid var(--line);color:var(--ink)}.btn.navy{background:var(--navy2)}.btn.sm{padding:6px 10px;font-size:13px}.btn.red{background:var(--red)}.btn:disabled{opacity:.5;cursor:not-allowed}
.wrap{max-width:1180px;margin:auto;padding:24px 18px}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff}.hero .wrap{padding:64px 18px;display:grid;grid-template-columns:1.2fr 1fr;gap:30px;align-items:center}
.hero h1{font-size:44px;line-height:1.1;margin:0 0 14px}.hero p{font-size:19px;opacity:.9}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px}
.grid{display:grid;gap:16px}.g3{grid-template-columns:repeat(auto-fill,minmax(250px,1fr))}.g4{grid-template-columns:repeat(auto-fill,minmax(200px,1fr))}
h2{font-size:28px;margin:8px 0 14px}.mut{color:var(--mut)}.tag{display:inline-block;font-size:12px;padding:2px 8px;border-radius:99px;background:#eef3f8;color:var(--navy2);font-weight:600}
.tag.g{background:#e8f4dc;color:var(--green2)}.tag.r{background:#fde8e6;color:var(--red)}.tag.a{background:#fdf1dc;color:var(--amber)}
footer.site{background:var(--navy);color:#c9d6e3;margin-top:40px;font-size:14px}footer.site .wrap{display:flex;gap:24px;flex-wrap:wrap;justify-content:space-between}footer.site a{color:#fff}
.credit{border-top:1px solid #23466d;text-align:center;padding:14px;font-size:14px}
input,select,textarea{font:inherit;padding:10px 12px;border:1px solid var(--line);border-radius:10px;width:100%;background:#fff}
label{font-weight:600;font-size:14px;display:block;margin:10px 0 4px}.chk{display:flex;gap:8px;align-items:flex-start;font-weight:400}.chk input{width:auto;margin-top:4px}
.err{color:var(--red);font-weight:600}.ok{color:var(--green2);font-weight:600}
table{width:100%;border-collapse:collapse}th,td{text-align:left;padding:9px 8px;border-bottom:1px solid var(--line);font-size:14px}th{color:var(--mut);font-weight:600;font-size:12px;text-transform:uppercase;letter-spacing:.4px}
.cat-tile{display:flex;flex-direction:column;gap:6px;text-decoration:none;color:inherit}.cat-tile .ic{font-size:34px}
@media(max-width:800px){.hero .wrap{grid-template-columns:1fr;padding:40px 18px}.hero h1{font-size:32px}}